Comprehensive Feature Suite

Every tool you need to collect faster and eliminate card fees.

Modern receivables software engineered to streamline invoicing, automate follow-ups, and keep 100% of your earned revenue.

Calculate Your Fee Savings
Interactive ROI Calculator

How much are card fees costing your business?

Drag the slider to see your potential savings with AHG Pay Dual Pricing & Surcharging.

Monthly Credit Card Processing Volume:$50,000
$10,000 / mo$250,000 / mo$500,000+ / mo
Estimated Monthly Savings+$1,750Directly back to your bottom line
Estimated Annual Savings+$21,000100% legal & compliant savings
Core Capability

Dual Pricing & Compliant Surcharging

Stop absorbing 3% to 4% in merchant discount rates. Display transparent cash and card prices or apply automatic surcharges with complete card-brand compliance.

  • Automatic Card Brand Compliance: Meets all Visa, Mastercard, Amex, and Discover surcharge limits and registration requirements.
  • Debit Card BIN Detection: Automatically identifies debit cards and waives surcharges per federal law.
  • Transparent Customer Receipts: Itemized receipts clearly show discounts and savings.
INVOICE SUMMARY0% Merchant Fee
Standard Service Charge$2,500.00
Cash / ACH Price:$2,500.00 (Customer saves $99.75)
Credit Card Price (3.99%):$2,599.75
INV-84192Delivered via SMS & Email

HVAC System Replacement & Warranty

Due: On Receipt • Sent to: client@example.com

Total Due: $6,850.00
Automated Billing

Smart Invoicing with Instant Click-to-Pay

Deliver beautiful, professional invoices directly to your clients' inboxes and phones. Enable one-tap payments through card, bank transfer, Apple Pay, or Google Pay.

  • Custom Branding: Add your logo, colors, and terms for a seamless customer experience.
  • Real-Time Read Receipts: Know the exact minute a client opens and views your invoice.
  • Partial & Milestone Payments: Accept deposits, progress payments, or full settlements.
Mobile Acceleration

Text-to-Pay SMS Collections

While emails sit unread for days, 98% of text messages are opened within 3 minutes. Text-to-Pay lets customers pay directly from their smartphone in under 30 seconds.

  • One-Tap Checkout: Native Apple Pay and Google Pay integration eliminates manual card typing.
  • Automated SMS Sequences: Send gentle reminders before invoices become delinquent.
  • 10-DLC Registered: Fully compliant carrier registration guarantees high delivery rates.

Hi John, your invoice from Apex Service is ready: $480.00

pay.ahgpay.com/t/9148

Apple Pay Quick Checkout
Recurring Billing Plan

Commercial Maintenance Agreement

Billing CadenceMonthly on 1st
Auto-Debit MethodACH Bank Transfer (0% Fee)
Active • Next charge: $1,250.00
Predictable Cash Flow

Recurring Billing & Auto-Pay

Put repeat revenue on autopilot. Schedule weekly, monthly, quarterly, or custom subscription schedules with automated card updater and smart retry rules.

  • Customer Auto-Pay Opt-In: Clients can securely vault payment methods for frictionless automatic monthly charges.
  • Smart Dunning & Card Updater: Automatically updates expired card credentials without disrupting recurring revenue.
  • Flexible Billing Cycles: Handle retainers, tiered subscriptions, and usage-based adjustments.
Side-by-Side Comparison

Traditional Payment Processors vs. AHG Pay

FeatureTraditional ProcessorsAHG Pay
Credit Card Processing Cost2.9% to 4.0% + $0.30 per swipe0% (Completely Offset)
Average Invoice Collection Time28 Days AverageUnder 24 Hours
Compliant Dual Pricing & SurchargingManual / Often ProhibitedBuilt-in 50-State Compliant
Text-to-Pay SMS InvoicingThird-party add-on ($$$)Included Native Feature
Automated Accounting ReconciliationManual spreadsheet matchingTwo-way Instant Writeback

Get paid faster and keep more of what you earn.

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