Built for High-Risk Ecommerce

Stable Processing and Bigger Profits for High-Risk Ecommerce Brands

Secure merchant accounts with zero unexpected account holds. Eliminate exorbitant card processing fees with dual pricing, prevent chargebacks, and scale your online store with confidence.

High-Risk Ecommerce Payment Solutions
Card Price
$1,450.00
Bank Price
$1,390.00
Weekly Revenue
$38,500
0+Businesses Trust Us
$0.0+ MillionProcessing Fees Saved
$0.0+ BillionCollected Through Us
0k+ HoursGiven back to our customers

Specialists in High-Risk. Experts in Your Industry.

We know the rules, the banks, and the underwriting for your vertical, and we build around them.

Hemp

Delta-8, Delta-9, THC-A, hemp beverages, edibles, and more

Kratom & Kava

Powders, capsules, beverages, supplements

Nutraceuticals

Functional mushrooms, nootropics, adaptogens, supplements

Telehealth

Online pharmacy, peptide therapy, telemedicine platforms

Service-Based Businesses

Professional services, coaching, consulting, and recurring revenue businesses

High-Ticket

Large transactions, coaching, professional services, and premium offerings where funding holds and chargeback liability matter

Turned down elsewhere? That's usually where we start. Let's talk.

Industry Associations & Certifications

U.S. Hemp Roundtable logo
Hemp Beverage Alliance logo
HITA logo
Blue Check logo
ETA CPP logo
American Peptide Association logo
Built for High-Risk Ecommerce

Why High-Risk Ecommerce Brands Choose AHG Pay

Reliable merchant gateways, chargeback defense, and multi-MID routing so your online store never faces unexpected account freezes.
Zero Account Freezes with Intelligent Routing
Load-balance payments dynamically across redundant acquiring banks and secure high-risk merchant accounts.
Automated Chargeback Defense & Pre-Alerts
Real-time Ethoca and Verifi alerts stop disputes before they impact your processor ratios.
Dual Pricing & Frictionless Online Checkout
Offer card payments alongside 0% fee ACH and crypto options, boosting checkout conversion while cutting processing costs.

Smart Invoicing

Create invoices with installments, automated payment reminders, late fees or early payment discounts.
Amy's Bird SanctuaryStandardSplitInvoice DateMar 10, 2025Due DateSet TermMar 31, 2025DetailsAdd-onsGroupItemDateQtyUnit PriceTotalServices in Oct03/30/261$100.00$100.00Services in NovDescription03/30/261$100.00$100.00Add a new item...Subtotal$100.00Add Discount$0.00Total$100.00Invoice #12345Issue DateMar 18, 2025Due DateMar 31, 2025FromPocket FilmsToAmy's BirdSanctuary2972 WestheimerRd. Santa Ana,Illinois 85486ITEMQTYUNIT PRICETOTALServices in Oct 20231$100.00$100.00Services in Nov 20231$100.00$100.00Subtotal$200.00Total$200.00Create InvoiceTemplateCreate another invoiceSave & Send to Customer

Payment Requests

Need a quick, non-itemized invoice? Send a payment link by text or email and get paid fast.
4:209:41PPPaul's PaintingPaul's Paintinghttps://demo.app/D3MOLNKThank you for your businesswith Paul's Painting. Pleaseclick the link below to payyour invoice.

Recurring Payments

Set up recurring billing once and create more predictable revenue.
2345$33.00Mar 23, 2024Paid$33.00Apr 23, 2024Due Today$33.00May 23, 2024Scheduled$33.00Jun 23, 2024Scheduled$33.00Jul 23, 2024Scheduled

Virtual Terminal

Take payments on the spot or over the phone - with automatic past due balance calculation.
New PaymentCustomerAmy's Bird SanctuaryAmountPast Due (2)$50Outstanding (4)$200Select InvoiceCard - $51.75Bank - $50.00Cardholder NameNameCard Number1234 1234 1234 1234MM / YYCVCBilling Zip Code123456

Automatic Payments

Customers authorize payment on file once. Every future invoice processes automatically.
1234 1234 1234 1234MM / YYCVCBilling Zip Code1234565Account Holder AuthorizationThe account holder has given their permission to save their paymentmethod on file for future use.CancelPay $99.00
Seamless Integration

Keep QuickBooks Online. Lose the card processing fees.

AHG Pay plugs into your existing workflow so everything stays the same - except the fees.
Pay 0% to Accept Payments
Charge $500. receive $500. Not $485.
Set Up in Minutes
Connect AHG Pay to QuickBooks Online in minutes. Real-time, bi-directional sync keeps everything up to date - no extra work.
Payments on Auto Pilot
Get paid faster by sending your QuickBooks Online invoices by text or email. Most payments land within 1 day.

Client Portal

Give commercial accounts and repeat customers a clean, branded portal to manage invoices and payments - so your team isn't fielding calls about outstanding balances.
Paul'sPaintingSwitch AccountsHomeInvoicesPaymentsWalletContact Us2972 Westheimer Rd. Santa Ana, Illinois 85486ContactHello, Bill WithersCard PriceBank PriceMake a PaymentRecent InvoicesInvoice #H10094H10140H10168H10169StatusPast DuePast DuePast DuePast DueDueDue Jun 17, 2023$343.00 Due May 4, 2024Due Aug 19, 2024Due Aug 30, 2024Amount$100.00$50.00$75.00$150.00View MoreTransactionsView MoreDateFeb 28, 2024Feb 28, 2024Method**** 9998**** 2556Invoice #123456123456Amount$100.00$50.00Past Due (2)$168.32Balance (2)$1,262.40
Everything in One Place
Every invoice. Every status.
Pay in Seconds
No calls. No waiting.
Digital Wallet
Faster checkout every time.
Branded to You
Looks like your business.

Save up to 100% on your card processing fees

A smarter way to accept payments without the cost.
Automatic Dual Pricing
Offer your customer the option to pay a lower price if they choose to pay with cash or electronic check.
Compliant Surcharging
Add a surcharge fee (example 3%) to the transaction if your customer chooses to pay with a credit card.
Convenience Fees
Add a flat fee (example $2.50) to every transaction regardless of the method of payment.

Frequently Asked Questions

Can't find what you're looking for?
AHG Pay allows for many brand or feature customizations.Logo, color theme, message details, Payment types (CC, ACH), payment confirmations/notifications, payment terms, tipping, partial payments, hosted payment page field additions, text message contents, and much more can all be set in AHG Pay.
Roles are completely customizable.With proper permissions, AHG Pay gives the ability to create any number of roles as needed so their employees can create invoices and/or, apply refunds, produce reports, receive payment confirmation or failure notifications, and much more.
No.AHG Pay does not store or display credit card data. AHG Pay receives an encrypted token that is used to facilitate payments.
No. AHG Pay does not limit the number of users per merchant account.Authorized users can add new users and assign permissions according to job function.
Yes, if applicable, tipping can be enabled.Like the partial payment option, once enabled in AHG Pay, the option to provide a tip would be available to any and all customers
Yes, AHG Pay supports a "payment-on-file" like functionality which requests customers provide a CC or ACH payment method that can be used for future invoices or to initiate a subscription.This is completely secure and better than "card-on-file" in that the Credit Card or ACH information is never shared with the merchant and the tokenized payment method can be charged

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